Baseline44
Fintech & Banking Software

Fintech Security: What Every Founder Needs to Know Before Launch

The security fundamentals that keep a fintech out of trouble — and out of the headlines.

April 14, 2026·7 min read
Fintech Security: What Every Founder Needs to Know Before Launch
Fintech & Banking Software

In fintech, security isn't a feature — it's the product. Customers and regulators assume it, and a single lapse can end the company.

The non-negotiables

  • Encryption in transit and at rest
  • Multi-factor authentication
  • Least-privilege access and audit logging
  • Secure secrets management
  • A tested backup and recovery plan

Build these in from the first commit. Retrofitting security is far more expensive — and far less convincing to the enterprise buyers you'll eventually want.

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